Working time and days at banks are 9.00-18.00 from Monday to Friday. Lunch time is between 13.00 and 14.00 but most banks work without breaks. You can exchange at any bank or official exchange office. It is advised to keep the receipt.Major credit/debit cards are accepted at hotels, restaurants and stores of big cities such as Almata and Astana. Traveler's checks are recommended to take in U.S. Dollars to avoid additional exchange. ATMs can be found at banks, hotels and shopping centers.